Model Portfolios

Transitioning from accumulating wealth to drawing retirement income is a complicated pivot. And relying solely on standard government bonds often leaves your portfolio exposed to inflation and market drops. That’s why we design every model portfolio with clear performance objectives to safeguard your principal while funding your ongoing lifestyle.

Our Model Portfolios

1. Income Model Portfolio (OET INC 1001)

Protect your principal while generating ongoing cash flow without draining your original investment.

Target Return: 3% to 5%

Built for investors needing reliable yield that standard government bonds can no longer deliver. Non-qualified accounts utilize tax-free municipal bonds to minimize tax drag. Treasury Inflation-Protected Securities (TIPS) shield against inflation, while corporate and special dividends bolster ongoing cash flow.

2. Growth and Income Model Portfolio (OET G&I 2001)

Balance long-term capital expansion with consistent cash flow for investors comfortable with moderate market movement.

Target Return: 6% to 9%

This model portfolio shifts asset allocation away from heavy bond reliance. It increases exposure to dividend-producing equities and growth ETFs to achieve higher yield.

3. Growth Model Portfolio (OET GRO 3001)

Drive dynamic wealth accumulation through high-performing equities and tactical options.

Target Return: 9% to 12%

Combines growth ETFs with high-yield dividend stocks. A 20% allocation uses stock and ETF options to capture market upside. This model portfolio continually adapts to shifting market conditions.

Performance-Based Accounts

4. Aggressive Income and Growth Portfolio (OET AIG 4002)

Pursue high-yield growth with advisory compensation directly tied to reaching target returns.

Target Return: 12% (performance fee applies only after meeting target)

Combines dividend stocks with active ETF transformations alongside a 30% options allocation. Non-qualified money incorporates state and city municipal bonds, alongside inflation-protected bonds for principal defense.

5. Aggressive Derivative Model Portfolio (OET AGD 5002)

Maximize capital growth through a market-neutral strategy engineered to perform regardless of market direction.

Target Return: 30% (performance fee applies only after meeting target)

Uses a non-directional options strategy (purchasing long strangles with puts and calls) during earnings seasons to capitalize on high stock volatility. Capital moves fluidly between cash reserves and defensive bonds or tactical options. Returns are independently tracked by Theta Research, and strict high-water mark rules ensure incentive fees apply strictly to net gains.

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